Pledge of Ethical Practice

      I am not an attorney and therefore, by law, I cannot explain or interpret the contents of any document for you, instruct you on how to complete a document or direct you on the advisability of signing a particular document. By doing so I would be engaging in the unauthorized practice of law, and could face legal penalties that include the possibility or incarceration. Any important questions about your document should be addressed to the lender, title company, or an attorney.